Compare apps and spreadsheets for tracking expenses.
Compare how you enter transactions, use a computer and review costs. These pages cover features, limits and sources for current tools; the Mint comparison explains your choices after its retirement.
Start with the task you need to complete
These four options illustrate different ways to track expenses. All our analyses follow below, including spreadsheets. A free plan does not include every feature, and running a mobile app on a compatible computer is not the same as having a web version.
| App and source | Bank connection | Web / PC | Free and paid plans | Import | May suit |
|---|---|---|---|---|---|
| Fintonic | Yes | iOS and Android | Free app | Not verified in the sources consulted | Connected account review |
| Sumant | No | iPhone, and web on mobile and desktop | Free; paid PRO | CSV, XLSX and Norma 43 | File review and manual entry |
| Monefy | No | iOS and Android | Free · paid Premium, price varies by store | Manual import advertised; formats not specified | Mobile recording |
| Wallet by BudgetBakers | Optional | iOS, Android and web | Free (manual) · monthly, yearly or lifetime Premium | CSV, XLS/XLSX and OFX on web | Manual records and optional bank feeds |
Import sources checked on 16 September 2026: Monefy · Wallet · Sumant.
Our comparison criteria and limits
We look at transaction entry, available devices, costs and how you can get your data back. Sumant publishes these comparisons and is our product; the order is not an independent ranking. Sources document features but do not replace trying your own workflow.
How we make our comparisonsIf you are still choosing a routine, read how to organise your expense tracking. To consider Sumant, check its plans and limits.