Personal finance, calmly.
Short pieces on how to track your spending, save on purpose and build habits that do not get abandoned in March. No moralising, no magic formulas.
What this blog is for
You will not find promises of getting rich or becoming a model saver in thirty days here. You will find short articles — five to seven minutes long — on concrete topics: how to log your spending without quitting in March, what to do when the spreadsheet stops working, how to pick a finance app that does not ask you to connect your bank.
The audience is younger people who want clarity about their money without the noise of mainstream fintech. Most pieces start from real problems we see in people trying Sumant. Some are practical — “do this, like so” — and some are more reflective — “why most methods fail”.
There is no rigid publishing cadence. When a piece is worth writing, it goes out. When it is not, we do not fill space with SEO padding. If you want, subscribe by RSS from the link below.
What gets covered here
The topics that come up again and again in these articles.
Habits
How to build and keep an expense-tracking habit that does not collapse in March.
Tools
Spreadsheets, bank-linked apps and manual apps: trade-offs, problems and when to switch.
Privacy
What happens to your data when a finance app connects to your bank — and when it matters.
Published articles
Full list, newest first.