Start hereHabits3 min
Track spending with a short daily review
A practical routine for recording expenses, checking the day and reviewing the week. Five minutes is a starting point, not a guaranteed duration.
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Personal finance, calmly.
Short pieces on how to track your spending, save on purpose and build habits that do not get abandoned in March. No moralising, no magic formulas.
Start here
Where to begin
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Habits6 min
How to categorise your expenses
Choose expense categories, record refunds and review unclear entries. See Sumant’s 35 expense categories, flat structure and PRO import-rule limits.
Net worth6 min
How to calculate your net worth
Calculate net worth from assets and debts, distinguish it from available cash and check two worked examples. Sources and practical limits explained.
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9 articles
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9 articles
Net worth6 min
How to calculate your net worth
Calculate net worth from assets and debts, distinguish it from available cash and check two worked examples. Sources and practical limits explained.
Founder of Sumant
Freelance6 min
Freelance finances without mixing accounts
Separate personal and business money, plan for costs and review cash received. An adaptable account example, with sources and the limits of Sumant.
Founder of Sumant
Saving6 min
Saving when your income changes every month
Budget with variable income using essential costs, a cash reserve and an annual example. Check payment dates and adapt the plan as circumstances change.
Founder of Sumant
Tools6 min
Tracking expenses in several currencies
Record accounts in their own currency, compare reference rates with actual charges and check fees. Examples and Sumant’s current transfer limits.
Founder of Sumant
Tools7 min
Expense app on iPhone, without the App Store
Add Sumant to your iPhone Home Screen through Safari. Current steps, offline use, backups and the limits to check before relying on a web app.
Founder of Sumant
Habits6 min
How to categorise your expenses
Choose expense categories, record refunds and review unclear entries. See Sumant’s 35 expense categories, flat structure and PRO import-rule limits.
Founder of Sumant
Tools6 min
7 personal finance apps: features and prices in 2026
Compare seven personal finance apps by recording method, desktop access and published cost. Official sources and check dates, with Sumant included.
Founder of Sumant
Habits3 min
Track spending with a short daily review
A practical routine for recording expenses, checking the day and reviewing the week. Five minutes is a starting point, not a guaranteed duration.
Founder of Sumant
Privacy3 min
Choosing an app for manual expense tracking
What to check in a manual expense app: recording, reviewing totals, available exports and plan limits. A practical look at using Sumant.
Founder of Sumant