Fintonic was a popular pick in Spain when bank aggregators were new. Today many users want the opposite: a calm app where they enter their own data, no banks linked, no ads. This is where Sumant fits.
Summary
Comparison table
| Sumant | Fintonic | |
|---|---|---|
| No bank connection | ||
| No ID required | ||
| No ads or cross-selling | ||
| Data encrypted in Europe | ||
| Mobile and desktop equally | ||
| Calm design | ||
| Log expenses in 3 seconds |
Fintonic connects to your bank through an aggregator (PSD2). It needs your credentials, your national ID and reads your movements automatically to categorise them. Sumant does the opposite: you enter every movement manually —in under three seconds— and the app never touches your bank.
Most people coming from Fintonic cite the same things: they do not want to share banking credentials with a third party, they prefer to stay aware of each expense by logging it themselves and they want an interface free of loan and insurance ads.
Sumant's free plan includes unlimited income and expenses, multi-account, monthly dashboard and category budgets. PRO costs 2.49 €/month, 24.99 €/year or 69 € lifetime, adding recurring transactions, custom categories, unlimited goals and CSV export.
See full pricing →The data you enter lives first on your own device (IndexedDB in the browser) and syncs encrypted to European servers in Frankfurt, tied only to your email. Row Level Security keeps it private.
How we look after your data →You can export anytime: JSON on the free plan, CSV on PRO. And if you delete your account, your data disappears from both your device and our servers in under 30 days.
