How is Sumant different from Money Lover?
Money Lover runs a free plan with ads and several premium bundles to remove them and unlock features (bank sync, events, budgets). Sumant shows no ads in any plan and ships a single clear PRO, no bundles.
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Sumant vs Money Lover:no ads and EU-hosted data.
Money Lover is a long-running finance app with a large user base. Its model: free with ads or premium to remove them and unlock features. Sumant picks another path: never ads in the app, data in Europe and a single PRO with no hidden gradients.
Summary
- Sumant never shows ads, free or PRO.
- Data encrypted on European servers (Frankfurt), not another jurisdiction.
- Single PRO plan: no hidden bundles or stepped features.
- Universal web app: works the same on mobile and desktop.
Comparison table
Sumant vs Money Lover
| Sumant | Money Lover | |
|---|---|---|
| No ads on the free plan | ||
| Data in Europe (GDPR) | ||
| No national ID or sensitive data required | ||
| Universal web app (no install) | ||
| Single PRO, no hidden tiers | ||
| Calm design |
Why do people switch from Money Lover to Sumant?
Most people coming from Money Lover cite the same things: ad fatigue inside a finance app, doubts about where the data goes and a wish for something visually calmer. Sumant solves all three.
How does Sumant pricing compare to Money Lover?
Money Lover offers several premium bundles depending on package and region. Sumant has PRO at 2.49 €/month, 24.99 €/year or 69 € lifetime — recurring, custom categories, unlimited goals and CSV export. Any device, one account.
See full pricing →Where is my data stored?
In Sumant, first on your device (browser IndexedDB). The encrypted sync goes to European servers in Frankfurt, tied only to your email. Under GDPR from minute one.
How we look after your data →What about using it on desktop and mobile?
Sumant is a universal web app: open the URL on your laptop and your phone and you see the same data. No app-store downloads, no waiting for updates.