Monefy popularised the same thing we stand for: logging expenses by hand, fast, with no bank. The differences are in everything else: where it runs, how it syncs and what the paid plan costs.
Summary
Comparison table
| Sumant | Monefy | |
|---|---|---|
| No bank connection | Yes | Yes |
| Mobile and desktop equally | Yes | No |
| Built-in sync across devices | Yes | Partial |
| Category budgets for free | Yes | Partial |
| Dark mode without paying | Yes | No |
At the core they are similar: both bet on logging every expense by hand in seconds, with no bank connection. The difference is the platform: Monefy lives on the phone (iOS and Android), while Sumant is a web app that works the same on phone, tablet and desktop, with nothing to install.
Monefy syncs using your own Google Drive or Dropbox account, which adds a setup step and ties your data to that provider. With Sumant you sign in with your email and sync just happens: local-first on your device with an encrypted copy tied to your account.
How we look after your data →Monefy works on a Premium subscription to unlock recurring records, custom categories or dark mode (the exact price varies by platform and country; check your app store). In Sumant dark mode is free, category budgets are free, and PRO Founder (imports without the free plan limit, recurring, custom categories, goals without that limit, CSV and XLSX) costs €19.99 once.
See full pricing →If all you want is a phone app with a pie chart and years of habit built around it, Monefy does the job. Sumant fits better if you also work from a computer, want sync without depending on your Drive, and prefer paying in euros (or not paying).
Yes. Monefy exports to CSV and Sumant imports it from the Import screen, detecting date, amount, category and account, and leaving out exact matches if you import twice, unless you choose to import them.
No card. No bank connection. The free plan does not expire.
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