On iPhone
- Log with a sentence or the camera
- Apple Pay notification (PRO)
- Back Tap
- Optional Face ID
NewSumant is now on iPhone
Track your spending without connecting your bank.
Log an expense with a sentence or a photo of the receipt. Sumant suggests the category and you decide what to save, on iPhone or on the web.
- No card
- No ads
- Encrypted data
Log expenses
Log it however suits you.
Type the expense the way you'd say it
Write My Supermarket 45.80 and Sumant picks out the amount, the shop and the day, and suggests the category.
From Home on iPhone or with the Log button on the web, with the form and the camera one tap away.
Take a photo of the receipt
Sumant reads the receipt or your bank screenshot and shows you the transaction before adding it.
If something is off, you edit it. Sumant doesn't keep the image.
Import your bank statement
On the web, upload the file you download from your bank: CSV, Excel or Norma 43. You see each transaction with its suggested category and choose which ones go in.
The file is read on your device and isn't stored. If you already have a transaction, it tells you.
The AI only receives what each reading needs, never your Sumant history. How we handle your data
iPhone only · PRO
Pay, tap the notification and save it.
- Turn it on onceInstall the Shortcuts automation from Sumant and switch it on.
- Pay with Apple PayYou get a notification with the amount and the shop.
- Tap the notificationThe expense opens filled in. You check it and save.
Only with Apple Pay in shops and iOS 17 or later. With the physical card, iOS doesn't notify.
Personal expense tracking
See where your money goes and plan your month.
Spending by month and category
See what went up compared with other months and where you can cut back.
Free, the last 3 months. With PRO, up to 12 (6 here).
Animation: spending from May to October, with October at €340.92; spending by category, led by Groceries (€505.53, 34.2%); and the Groceries spending in October.
How your month is going
Income, spending and what's left, with a forecast of what you'll spend at this pace.
On both plans.
Animation: in October €1,895.00 comes in and €340.92 goes out, the month is at +€1,554.08 and, at today's pace, spending would reach €480.39.
Budgets by category
Set a limit for each category and see what's left and how much you can spend per day until the end of the month.
Free, monthly. With PRO, weekly and daily too.
Animation: a €120 monthly budget for Restaurants is created. €57.19 is spent, €62.81 is left and you can spend €6.28 a day until the end of the month.
Savings goals
Assign what you put aside to each goal and see how much you have, how much is left and by when.
Free, up to 3 goals. With PRO, no limit.
Animation: the goal Trip to Japan is created, €5,000 by September 30, 2027; €600 is assigned to it and it reaches 12%, with €4,400 still to go.
Bills and subscriptions
Add your bills and subscriptions once and see when the next charge arrives and how much they add up to each month.
Free, up to 3 recurring items. With PRO, no limit.
Animation: the gym is added, €29.90 every month; the list shows when each charge arrives and, with the gym, Netflix, internet and electricity, they add up to €136.29 a month.
Where to use Sumant
One account, on iPhone and on the web.
What you log in one place shows up in the other, with the same account.
On the web
- Import bank statements
- Plan on a big screen
- Export your data
- Works on Android too
What happens to your data
- No access to your bankWe never ask for credentials.
- You decide what's savedYou review before confirming.
- Encrypted and tied to your accountWhen they sync between devices.
- Take your data with youExport whenever you like.
Compare
Three ways to manage your money.
None of them wins at everything: it depends on how much you want automated and how much you'd rather check yourself.
| What is compared | SumantControl and structure | Bank-connected appMore automation | SpreadsheetMaximum flexibility |
|---|---|---|---|
| How transactions get in | By hand or imported | Usually synced | By hand or pasted in |
| Bank connection | Not needed | Usually required | Not needed |
| Categories and budgets | Built into the app | Depends on the app | You set them up |
| Before anything is saved | You review and confirm | Depends on the app | It's up to you |
| Flexibility | Ready-made features | Depends on the service | You define it |
Pricing
Start free. Move to PRO when you need it.
The free plan never expires. PRO raises its limits and adds the Apple Pay notice.
- Logging expenses
- Unlimited manual transactions
- 5 receipt scans every month
- Importing
- 1 file, up to 250 transactions
- Planning
- Monthly budgets
- Up to 3 savings goals
- Up to 3 recurring items
- Analysis and export
- Analysis of the last 3 months
- A copy of your data
Best choice
Sumant PRO
€29.99a year
Compared with the monthly plan: you save €17.89 a year!
€3.99a month
Or €29.99 if you pay for the year.
- Logging expenses
- Scans with no monthly cap
- Notice when you pay with Apple Pay on iPhone
- Your own categories
- Importing
- Your history, without the free plan limit
- Saved templates
- Planning
- Weekly and daily budgets
- More than 3 goals
- More than 3 recurring items
- Analysis and export
- Analysis of up to 12 months
- Export to CSV and Excel
The first time, 7 days free. It renews until you cancel: on the web from your account and on iPhone from your Apple settings.
On both plans, up to 20 AI readings a day, subject to service availability. Logging by hand has no limit.
Everything each plan includesFrequently asked questions
Can't find what you're looking for? Write to us at hello@sumant.app.
Do I need to connect my bank to use Sumant?
No. You add transactions by hand, or import the file you download from your bank. Sumant never asks for your banking credentials or for ongoing access to your accounts.
Is Sumant free? Is PRO a subscription?
The Free plan needs no card and never expires. PRO is a subscription at €3.99 a month or €29.99 a year, with a 7-day trial the first time, and adds importing without the free plan limit, scanning photos and screenshots with no monthly cap, having more than 3 recurring items, and up to 12 months of analysis with CSV and Excel export. It renews until you cancel. Services with external costs may be offered as optional add-ons.
What files can I import?
CSV, Excel and Norma 43. If your bank's format isn't recognised automatically, you say which column is the date, which is the description and which is the amount.
Does Sumant store the file I import from my bank?
No. The file is processed on your device and Sumant doesn't keep the original statement: only the transactions you review and confirm are saved.
What happens if I import duplicate transactions?
Before anything is saved, Sumant compares what you're bringing in against what you already have. Exact duplicates arrive unticked, and the unclear ones stay in view for you to decide.
Can I export my data?
Yes, whenever you like. On the Free plan you download a copy of your data; PRO adds CSV and Excel.
I bought PRO Founder. What changes?
Your access does not change: you keep PRO on the web and on iPhone without paying again. It includes improvements to the PRO core; services with external costs may be offered separately as optional add-ons.
Can I add transactions from a photo, a receipt or a screenshot?
Yes, on both plans. Take a photo of a receipt, upload a screenshot from your bank or type a sentence, and Sumant suggests the transaction with its amount, date and description. You review it before saving. To read an image, Sumant sends it to an AI reading service: it only receives what each reading needs, never your Sumant history, and Sumant doesn't keep the image. The Free plan includes 5 scans a month; PRO has no monthly cap. On both plans there's a maximum of 20 AI readings a day, subject to service availability. Logging by hand has no limit.
Does it work offline and sync across my devices?
On the web, yes: you can browse and log even without internet, and your changes sync to your other devices when you're back online. On the iPhone you need a connection to save. Reading a photo, buying PRO, deleting your data or deleting your account always need a connection.
Where is my data stored, and how do I delete it?
On your device first. If you sign in, it syncs encrypted and tied to your account. You can delete your account from Settings → Account, and the retention periods for technical copies are in the Privacy Policy.
Does it work on iPhone, Android, Mac and Windows?
Yes. On iPhone you have the app on the App Store. On Android, Mac, Windows or iPad you use Sumant from the browser, with the same account.
Can I manage finances with someone else?
Not right now: Sumant is for individual use, and each person keeps their own accounts under their own login.
Resources for your finances
A calculator, an Excel guide and app comparisons.
Calculate your budget
Split your income between needs, wants and savings with the 50/30/20 rule.
Calculate my budgetOrganise your expenses with Excel
Set up your monthly expense spreadsheet and learn to bring your transactions into Sumant.
See the Excel guideCompare apps
Explore the differences and choose an app that suits how you manage your money.
Explore comparisons
Start seeing where your money goes.
Free, no card and no bank connection. On iPhone and on the web.
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