Wallet by BudgetBakers is a powerful app with many options and paid bank sync. Sumant goes the other way: fewer screens, fewer plans, fewer decisions — log an expense by hand and look in once in a while. When the tool weighs more than the problem, you drop it.
Summary
Comparison table
| Sumant | Wallet by BudgetBakers | |
|---|---|---|
| Web app, no install | Yes | Yes |
| No bank-sync upsell | Yes | No |
| Calm design | Yes | Partial |
| Free export | Yes | Partial |
Wallet is a feature-rich app: paid bank sync, budget plans, family sharing (a Premium feature), importers and templates. Sumant goes the opposite way: fewer options, one clear main screen, fast logging, quiet reviewing.
Wallet offers more features in exchange for more decisions: which plan to pick, what to connect, which templates to use. Sumant strips layers: there is no separate plan for bank sync —Sumant does not connect to banks—, no UI decorations, and the goal is in-and-out in thirty seconds.
Wallet offers a single set of Premium features billed monthly, yearly or as a lifetime purchase; prices are not published on its website and depend on platform and country. Sumant has a single paid plan, PRO Founder, at €19.99 as a one-off — imports without the free plan limit, recurring, custom categories, goals without that limit, and CSV and XLSX export.
See full pricing →Sumant supports one currency per account and shows balances in the configured currency. For heavy multi-currency users or automatic conversions, Wallet is still more complete. If your life is mostly one currency, Sumant is enough.
Yes. Data lives first on your device and, when you sign in, syncs encrypted and tied to your account. Export to JSON for free or CSV and XLSX on PRO. When you delete the account, the device is cleared only after server confirmation; the privacy policy explains the periods that apply to technical copies.
How we look after your data →It depends on what you want to simplify. Wallet covers a lot: paid bank sync, group sharing, importers, templates. If what you want is lighter manual tracking without a Premium plan behind sync, the alternative is an app like Sumant — manual logging, in the browser on mobile and desktop, with a single PRO plan. If you rely on automatic bank feeds or heavy multi-currency, Wallet remains the more complete choice.
Neither requires an install: Wallet offers native apps and a web app, and Sumant runs entirely in the browser as a PWA on mobile and desktop. The difference is focus — Sumant’s whole product is that lightweight web experience; there is no separate native app to maintain.
BudgetBakers states that data is stored primarily on servers in the European Union or the USA, under GDPR. Sumant stores it on your device first and, when you sign in, syncs it encrypted and tied to your account; the detail on providers and regions is in our privacy policy.
No card. No bank connection. The free plan does not expire.
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