Mooney is one of the apps that connects to your bank to categorise your spending. Sumant takes the opposite route: you log each movement in seconds and the app never touches your bank. If you want awareness and privacy, this is the switch.
Summary
Comparison table
| Sumant | Mooney | |
|---|---|---|
| No bank connection | ||
| No ID required | ||
| No ads or cross-selling | ||
| Data encrypted in Europe | ||
| Mobile and desktop equally | ||
| Calm design | ||
| Log expenses in 3 seconds |
Mooney links your bank account through an aggregator to read and auto-categorise your movements. Sumant never touches your bank: you log entries yourself, in seconds, and stay in control of which data exists and where.
People coming from Mooney usually cite three things: they want to stop outsourcing awareness to automatic categorisation, they do not want to share banking credentials and they prefer an interface that does not push loans or insurance.
Sumant's free plan includes unlimited income and expenses, multi-account, monthly dashboard and category budgets. PRO costs 2.49 €/month, 24.99 €/year or 69 € lifetime, adding recurring transactions, custom categories, unlimited goals and CSV export.
See full pricing →The data you enter lives first on your own device and syncs encrypted to European servers in Frankfurt, tied only to your email. Row Level Security keeps it private.
How we look after your data →Export your Mooney history in CSV, open Sumant and start logging today. Old history is not the point: the habit of the next few months is.
