Mooney is one of the apps that connects to your bank to categorise your spending. Sumant takes the opposite route: you log each movement in seconds and the app doesn't touch your bank. If you want awareness and privacy, this is the switch.
Summary
Comparison table
| Sumant | Mooney | |
|---|---|---|
| No bank connection | Yes | No |
| No ID required | Yes | No |
| Mobile and desktop equally | Yes | Partial |
| Calm design | Yes | No |
Mooney links your bank account through an aggregator to read and auto-categorise your movements. Sumant doesn't touch your bank: you log entries yourself, in seconds, and stay in control of which data exists and where.
Three objective differences: with Sumant, awareness of each expense is not outsourced to automatic categorisation, you never share banking credentials with an aggregator, and the interface contains no loan or insurance offers.
Sumant's free plan includes unlimited manual income and expenses, multi-account, monthly dashboard and category budgets. PRO Founder costs €19.99 as a single payment, adding imports without the free plan limit, categorisation rules, recurring transactions, custom categories, goals without that limit, and CSV and XLSX export.
See full pricing →The data you enter lives first on your own device and, when you sign in, syncs encrypted and tied to your account. No other user can access it.
How we look after your data →Export your Mooney history in CSV, open Sumant and start logging today. Old history is not the point: the habit of the next few months is.
No card. No bank connection. The free plan does not expire.
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